How to Choose a Home Warranty Provider

A home warranty is a smart purchase that will make you feel safer. And it can help you sell your home faster as well. No matter which your intention is, keep in mind that a home warranty is a feasible investment. When you have decided that you need one, now comes the more difficult part: choosing your provider. As with every other purchase, you might feel confused and overwhelmed. There are so many companies out there, offering their plans with different pricing. It is all about picking a professional company that will offer a good plan and solves any problems as quickly as possible.

Here are some helpful tips on how to choose your home warranty provider!

Thank about your needs

It is very important that you determine your needs in the first place. This way, you will know exactly what you want and won’t be overwhelmed by the choices.

Companies will offer you different plans with different coverage. Do you want to cover the appliances, the HVAC systems, or both of them? Keep in mind that some basic plans will partially cover the appliance.


Research for companies

Probably there are so many companies that offer home warranty services in your area. Getting to them might be more difficult than you think. Especially if you are new to this. Start by talking to your friends and neighbors. Have they already obtained their home warranty? What is the name of the company? Are they satisfied with the service? Do they know other service providers in the area? This information is very important. It will guarantee a starting point for your research.

Responsive customer service

When you pick a good provider, keep in mind that they should be able to sort out your problems anytime. Inconvenience happens when you least expect it. That’s why you should look for companies that offer 24/7 customer service that will respond to you immediately. Some will give you the opportunity to file a claim via an online form. This is very fast and convenient if you don’t want to lose your time explaining it on the phone.


Also, don’t forget to ask them for their turnaround time. This is the time that they will need from receiving your call upon completing the service. Some companies might be slower than the others. It is good that you know their turnaround time, as waiting can make you feel upset.


Another thing that you should be informed about is how do they respond in case of an emergency. Some companies will let you call a contractor to solve immediate issues and reimburse the cost that you paid.


Check the fees

The annual fee for an average home warranty ranges between $350 to $500. This is the average amount that you would pay for a basic plan. Some companies will offer a free quote, based on your can request it online, or by a phone call.

Paying your home warranty plan doesn’t mean that you are free of costs. You will still have to pay a service call. Make sure that you check all the costs that fall on your side. A cheaper plan might bring you additional costs, so do your calculations.


Read reviews

The process of picking the right company starts with research. Find out which are the companies that provide the service in your area. There are companies that offer services on a national level, while there are some smaller local companies as well. Have them all listed on a piece of paper. Take some time and do research for each one of them. And you will certainly find the Select Home Warranty Reviews helpful.

Read the reviews that customers leave for the companies. There you will find out if there is something wrong with the service. To be honest, there will always be both good and nad reviews. However, keep to the detailed ones. This way, you will know how the company deals with the customers or if they include hidden fees in their plans.


Read terms carefully

Sometimes, customers will complain because they expected more from their home warranty plan. In most cases, this means that they haven’t read the terms and conditions carefully. Companies include certain limitations, such as a dollar amount for each repair.


Also, they can limit your choice of contractors. Once a problem occurs, you won’t be able to call your favorite contractor to solve the issue. The company will send the ones that they work regularly with. But on the other hand, this can mean that you will be sure that a real professional will fix the problem.


Check to see if you will need to add-ons. If you want to include more in your plan, you can always do it if you pay more. Extended plans can include pools and even septic systems as well. If you are concerned about them, it is better to include them in your annual plan.


Don’t forget to ask about when is the contract start. Don’t be surprised to find out that it can come to effect one month after the payment. If you will need immediate repairs, they won’t be covered by the contract.



Picking your home warranty provider will take some time. You will need to determine your needs first. Then, you should proceed to explore the available companies in your areas and what do they offer. Keep in mind that there is no “one size fits all” solution. Something that suits your friends or neighbors might not fit your needs.

Take some time to check the company’s reviews. Don’t take them for granted, but consider the customer’s experience and the way the company responds to people’s problems.

A good company should be able to respond to your query quickly. And they should be able to solve your problem in a short time.

Before you seal the deal with your chosen company, make sure that you double-check the terms and conditions. Read everything carefully, so that you won’t be surprised.

About Emily Rose

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